'Home Loan' Category

  • Jan

    Factors that determine the amount you can borrow

    Factors that should be considered when borrowing for home loans. Normally, banks  err on the  conservative side when determining how much to lend to a client. They must also consider the best ‘business   interests’ of the bank, are you a good credit risk.   All the while ensuring that you are capable of making the monthly […]

  • Dec

    Relocating a House. Plan Wisely!

    photo credit: jazzingirly photo credit: ElationAviation Tips of House Moving and how much would it costs   Home removals are generally very big, expensive, and timely procedure. The costs and expenses should be considered thoroughly to prevent unforeseen expenses and cost blow outs. This isn’t as simple as moving a filling cabinet it’s moving a […]

  • Nov

    Can’t make your Payment? Act! Don’t Hide; there is an answer!

    photo credit: TheTruthAbout…   What to do if I am struggling with my Mortgage Repayments?   If you are in the verge of missing your mortgage repayments, then call your lender now and make some arrangements. Most Lenders don’t want to foreclose on your property and will be willing to work with you IF you […]

  • Nov

    Mortgage Broker? … He /She could be your best friend for LIFE!

    photo credit: David 23 Tips for Choosing the best Mortgage Broker   If you plan on buying a new home and or refinancing your current home then it is best to work with a reputable mortgage broker. When choosing a mortgage broker, you should into account their experience and what they can do for you […]

  • Nov

    Want to Own a Home Unit? Strata Title! Body Corporate! Tell me MORE!

    photo credit: yeowatzup photo credit: AndyFitz If my property is a unit, do I have to pay for Body Corporate Fees?   When you buy a property and if it is a unit, there are certain conditions that you may want to take into account.  One example of this kind of property is an apartment […]

  • Oct

    Get your “Dream House” checked so it’s not a Nightmare!

    photo credit: ChicagoGeek Is It Important to Have House Inspections before Buying one? Buying a home is an expensive process and there are many hidden or extra costs that you may not have factored in.  One of these is the building and inspection.  It is the purchaser’s responsibility to make sure the contract states that […]

  • Oct

    Latest Commentary on Home Prices

    Home prices soar to record highs in August Monthly home prices 1. Australian home prices soared to record highs in August, underpinned by low interest rates, grants to first home owners and growing confidence about the job market. 2. The RP Data-Rismark Hedonic Australian Home Value Index – the largest property database in Australia – […]

  • Aug

    Interest Rates: They Might be Hitting Bottom

    Rates hit bottom but hikes not imminent Reserve Bank Board meeting •    The Reserve Bank (RBA) has left the cash rate unchanged at a 49-year low of 3.00 per cent. •    The RBA has removed its easing bias (inclination to cut rates). For the past two meetings, the RBA indicated that there was scope to […]

  • May

    Interest Rates and the Big 4!

        The following article is comes from the Sydney Morning Herald. With the concentration of market power in the hands of the Big 4, it pays borrowers to use a Broker to explore non bank loan alternatives.   Nova Star has a number of loan alternatives for home and investment loans where you are […]

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