'Home' Category
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Jan142010
Factors that determine the amount you can borrow
Factors that should be considered when borrowing for home loans.
Normally, banks err on the conservative side when determining how much to lend to a client. They must also consider the best ‘business interests’ of the bank, are you a good credit risk. All the while ensuring that you are capable of making the monthly repayments [...] -
Dec172009
Relocating a House. Plan Wisely!
photo credit: jazzingirly
photo credit: ElationAviation
Tips of House Moving and how much would it costs
Home removals are generally very big, expensive, and timely procedure. The costs and expenses should be considered thoroughly to prevent unforeseen expenses and cost blow outs. This isn’t as simple as moving a filling cabinet it’s moving a house, and [...] -
Nov192009
Can’t make your Payment? Act! Don’t Hide; there is an answer!
photo credit: TheTruthAbout…
What to do if I am struggling with my Mortgage Repayments?
If you are in the verge of missing your mortgage repayments, then call your lender now and make some arrangements. Most Lenders don’t want to foreclose on your property and will be willing to work with you IF you communicate with them. [...] -
Nov102009
Mortgage Broker? … He /She could be your best friend for LIFE!
photo credit: David 23
Tips for Choosing the best Mortgage Broker
If you plan on buying a new home and or refinancing your current home then it is best to work with a reputable mortgage broker. When choosing a mortgage broker, you should into account their experience and what they can do for you in order [...] -
Nov032009
Want to Own a Home Unit? Strata Title! Body Corporate! Tell me MORE!
photo credit: yeowatzup
photo credit: AndyFitz
If my property is a unit, do I have to pay for Body Corporate Fees?
When you buy a property and if it is a unit, there are certain conditions that you may want to take into account. One example of this kind of property is an apartment unit, wherein [...] -
Oct222009
Get your “Dream House” checked so it’s not a Nightmare!
photo credit: ChicagoGeek
Is It Important to Have House Inspections before Buying one?
Buying a home is an expensive process and there are many hidden or extra costs that you may not have factored in. One of these is the building and inspection. It is the purchaser’s responsibility to make sure the contract states that you [...]
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Oct022009
Latest Commentary on Home Prices
Home prices soar to record highs in August
Monthly home prices
1. Australian home prices soared to record highs in August, underpinned by low interest rates, grants to first home owners and growing confidence about the job market.
2. The RP Data-Rismark Hedonic Australian Home Value Index – the largest property database in Australia – lifted by 1.9 [...] -
Jun132009
Happy Days! here again or not yet?
Optimism abounds!
Housing jumps again!
Consumer sentiment; Housing finance
· The consumer sentiment index has surged out of recession territory. The index rose by 12.7 per cent – the biggest monthly surge in 22 years. The index is now at 17 month highs.
· The number of new housing loans is at 14-month highs, lifting by 0.9 per [...] -
Mar162009
BOOSTER for FHOG. Up to $21,000 towards YOUR new Home!
Hello again. Well hasn’t it been interesting a few weeks. I can hardly keep up with whats going on things seem to be changing so much. In this article I want to speak about the FHOG!!! That’s First Home Owners Grant. I’ll give you quick guide through how to know if you qualify and when [...]
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Jul232008
First Home Owners Guide
The process of purchasing your first home is certainly a challenging one. It can be broken down in to the following 5 steps.
Planning
Arranging
Selecting
Buying
Settling1. PLANNING
Most banks and lenders will need to see your savings history for the last 6 months to show that you can make the repayments.
Look around at the sort [...]